Kim Novak's Utah Real Estate Blog

Kim Novak's Utah Real Estate Blog http://utahrealestatebykimnovak.com/ News, Trends & Discussions About The Real Estate Market in Northern Utah en-us http://utahrealestatebykimnovak.com/post/2282015/second-mortgage-won-t-accept-the-first-s-approval Second Mortgage Won't Accept The First's Approval <p> </p> <p><span><span>I am currently representing a Buyer client on the purchase of a Short Sale. The Seller's first mortgage is a Fannie Mae backed loan with Wells Fargo. The second is with US Bank. This is a traditional short sale, not HAFA.</span></span></p> <p><span><span>Wells Fargo has issued their approval, with no Seller contribution at closing or promissory note. They have allocated 10% to the second mortgage, per their investor guidelines, and will permit no more - to the exclusion of additional funds/promissory notes from the Seller or the Buyer that those parties would be willing to bring to the closing table. US Bank has rejected these investor terms. </span></span></p> <p><span><span>Now, you're thinking, "so what's so unusual about any of this?" What's my point?</span></span></p> <p><span><span>My point, a question really, relates to the listing agent's ethical responsibility given this situation (per the Realtor Code of Ethics). Since the second mortgage has rejected participation in the short sale, shouldn't the listing be removed from the MLS? Or is it acceptable to let it languish, as part of an already bloated inventory, until it dies a natural death as an expired listing?</span></span></p> <p><span><span>I'm looking forward to reading your comments. Please post!</span></span></p> <p> </p><div class="agent_signature"> <p><a href="http://www.facebook.com/kim.novak.remax"><span><span>Facebook</span></span></a><span><span> </span></span><a href="http://www.twitter.com/kimnovakremax"><span><span>Twitter</span></span></a><span><span> </span></span><a href="http://www.linkedin.com/in/kimnovakremax"><span><span>LinkedIn</span></span></a></p> <p><span><span>Knowledgeable & Professional Representation ... Aggressive Negotiation</span></span></p> <p><span><span> Kim Novak is a Realtor® and Broker Associate with RE/MAX Masters in Salt Lake City and Layton, Utah. Licensed in 1995, Kim has closed over 500 sales during her full time real estate career and achieved industry recognition as a Lifetime SalesMaster and member of the RE/MAX Hall of Fame. She holds a BSBA with an emphasis in Sales & Marketing and has achieved the following designations/certifications: </span></span></p> <p><a href="http://rebac.net/abr_vs_buyers_rep.cfm"><span><span>ABR:</span></span></a><span><span> Accredited Buyer Representative, </span></span><a href="http://www.realtor.org/government_affairs/diversity"><span><span>AHWD:</span></span></a><span><span> At Home with Diversity, </span></span><a href="http://www.cdpe.com/what-is-a-cdpe.html"><span><span>CDPE:</span></span></a><span><span> Certified Distressed Property Expert, </span></span><a href="http://assetplanusa.com/"><span><span>CHS:</span></span></a><span><span> Certified HAFA Specialist, </span></span><a href="http://www.crs.com/"><span><span>CRS:</span></span></a><span><span> Certified Residential Specialist, CSP: Certified New Home Sales Professional, </span></span><a href="http://www.epronar.com/about_epro.cfm"><span><span>ePRO:</span></span></a><span><span> Internet Professional, </span></span><a href="http://utahrealtors.com/programs-and-events/graduate-realtor-institute/"><span><span>GRI:</span></span></a><span><span> Graduate of the Realtor® Institute, </span></span><a href="http://www.realtorsfr.org/"><span><span>SFR:</span></span></a><span><span> Short Sale & Foreclosure Resource, </span></span><a href="http://www.seniorsrealestate.com/"><span><span>SRES:</span></span></a><span><span> Seniors Real Estate Specialist</span></span></p> </div> Kim Novak, REALTOR® (RE/MAX Masters) Fri, 06 May 2011 09:48:35 -0400 http://utahrealestatebykimnovak.com/post/2282015/second-mortgage-won-t-accept-the-first-s-approval http://utahrealestatebykimnovak.com/post/2279495/soapbox-all-that-bailout-money Soapbox ❐ All That Bailout Money <a href="http://liten.be//wECL1">Soapbox</a>: "A thing that provides an opportunity for someone to air their views publicly." <p> I read an <a href="http://liten.be//2szaF" title="Economy Watch: Deutsche Bank Suit, Debt Drivers">article</a> earlier today that made me gasp (which in the new vernacular means that it was compelling enough for me to hit the "share" button and comment). The US Government has filed a lawsuit against Deutsche Bank. That's the good news. The bad news is that it involves $1.274 BILLION that HUD - that's us - has paid, or in the process of paying, this ONE bank, for bad loan insurance claims. </p><p> The heartbreaker is that this is really about bailing out a bank, not for mortgages that it originated (which would legitimize the HUD compensation), but for a bad investment decision Deutsche Bank made in <a href="http://liten.be//sb59w" title="Deutsche Bank completes acquisition of MortgageIT Holdings">2007</a> when it bought a subprime/Alt-A lender, <a href="http://liten.be//eRTns" title="MortgageIT, Inc.">MortgageIT</a>. </p><p> How did a lender who "specializes" in subprime/Alt-A mortgages EVER get approved to originate HUD insured loans? From my brief internet foray into researching MortgageIT, it doesn't look like they did. They simply bought HUD backed loans from "small to mid-sized banks, credit unions and mortgage bankers" to enhance the marketability of their own portfolio. The one that Deutsche Bank bought off on. </p><p> That being said, I know that Deutsche Bank is not stupid. I know that Deutsche Bank did their due diligence. I know that Deutsche Bank got burned. Wait, did they? </p><p> <a href="http://liten.be//Bdz7g" title="Deutsche Bank Posts Best 1st Quarter Since 2007">Deutsche Bank Posts Best 1st Quarter Since 2007</a> </p><p> Executive Summary? <strong>Deutsche Bank Net Profits Up 17%</strong> </p><p> Shame on us ... </p><p> --------------------------------------------------------- </p><div class="agent_signature"> <p><a href="http://www.facebook.com/kim.novak.remax"><span><span>Facebook</span></span></a><span><span> </span></span><a href="http://www.twitter.com/kimnovakremax"><span><span>Twitter</span></span></a><span><span> </span></span><a href="http://www.linkedin.com/in/kimnovakremax"><span><span>LinkedIn</span></span></a></p> <p><span><span>Knowledgeable & Professional Representation ... Aggressive Negotiation</span></span></p> <p><span><span> Kim Novak is a Realtor® and Broker Associate with RE/MAX Masters in Salt Lake City and Layton, Utah. Licensed in 1995, Kim has closed over 500 sales during her full time real estate career and achieved industry recognition as a Lifetime SalesMaster and member of the RE/MAX Hall of Fame. She holds a BSBA with an emphasis in Sales & Marketing and has achieved the following designations/certifications: </span></span></p> <p><a href="http://rebac.net/abr_vs_buyers_rep.cfm"><span><span>ABR:</span></span></a><span><span> Accredited Buyer Representative, </span></span><a href="http://www.realtor.org/government_affairs/diversity"><span><span>AHWD:</span></span></a><span><span> At Home with Diversity, </span></span><a href="http://www.cdpe.com/what-is-a-cdpe.html"><span><span>CDPE:</span></span></a><span><span> Certified Distressed Property Expert, </span></span><a href="http://assetplanusa.com/"><span><span>CHS:</span></span></a><span><span> Certified HAFA Specialist, </span></span><a href="http://www.crs.com/"><span><span>CRS:</span></span></a><span><span> Certified Residential Specialist, CSP: Certified New Home Sales Professional, </span></span><a href="http://www.epronar.com/about_epro.cfm"><span><span>ePRO:</span></span></a><span><span> Internet Professional, </span></span><a href="http://utahrealtors.com/programs-and-events/graduate-realtor-institute/"><span><span>GRI:</span></span></a><span><span> Graduate of the Realtor® Institute, </span></span><a href="http://www.realtorsfr.org/"><span><span>SFR:</span></span></a><span><span> Short Sale & Foreclosure Resource, </span></span><a href="http://www.seniorsrealestate.com/"><span><span>SRES:</span></span></a><span><span> Seniors Real Estate Specialist</span></span></p> </div> Kim Novak, REALTOR® (RE/MAX Masters) Wed, 04 May 2011 21:39:17 -0400 http://utahrealestatebykimnovak.com/post/2279495/soapbox-all-that-bailout-money http://utahrealestatebykimnovak.com/post/2101736/syracuse-museum-and-cultural-center Syracuse Museum and Cultural Center <a href="http://hillafblayton.files.wordpress.com/2011/01/101_0183.jpg"><img class="alignleft size-thumbnail wp-image-39" title="Syracuse Museum & Cultural Center" src="http://hillafblayton.files.wordpress.com/2011/01/101_0183.jpg?w=150" height="112" alt="" width="150"></a>I know that this video is a little long, but my tour guide was so enthusiastic and "in the know" that I practically forgot that I was recording our conversation. The museum is located at 2000 W and 1700 S and is part of a larger complex that includes the Syracuse City Municipal Building, the Post Office, the Northwest Branch of the Davis County Library and the Public Safety Building. <p> The center consists of four individual buildings. The barn seems much more interesting than the displays in the main building, primarily because it is set up for more interactive learning. You can tell that it is a favorite field trip destination for elementary school children in Syracuse. The barber shop and pioneer home are curiosities because of their age, but are locked up securely to maintain preservation. </p><p> If you’re thinking about moving to, or from, the Syracuse area, please <a href="mailto:kimnovak@remax.net">contact me</a>! </p><p> </p><div class="agent_signature"> <p><a href="http://www.facebook.com/kim.novak.remax"><span><span>Facebook</span></span></a><span><span> </span></span><a href="http://www.twitter.com/kimnovakremax"><span><span>Twitter</span></span></a><span><span> </span></span><a href="http://www.linkedin.com/in/kimnovakremax"><span><span>LinkedIn</span></span></a></p> <p><span><span>Knowledgeable & Professional Representation ... Aggressive Negotiation</span></span></p> <p><span><span> Kim Novak is a Realtor® and Broker Associate with RE/MAX Masters in Salt Lake City and Layton, Utah. Licensed in 1995, Kim has closed over 500 sales during her full time real estate career and achieved industry recognition as a Lifetime SalesMaster and member of the RE/MAX Hall of Fame. She holds a BSBA with an emphasis in Sales & Marketing and has achieved the following designations/certifications: </span></span></p> <p><a href="http://rebac.net/abr_vs_buyers_rep.cfm"><span><span>ABR:</span></span></a><span><span> Accredited Buyer Representative, </span></span><a href="http://www.realtor.org/government_affairs/diversity"><span><span>AHWD:</span></span></a><span><span> At Home with Diversity, </span></span><a href="http://www.cdpe.com/what-is-a-cdpe.html"><span><span>CDPE:</span></span></a><span><span> Certified Distressed Property Expert, </span></span><a href="http://assetplanusa.com/"><span><span>CHS:</span></span></a><span><span> Certified HAFA Specialist, </span></span><a href="http://www.crs.com/"><span><span>CRS:</span></span></a><span><span> Certified Residential Specialist, CSP: Certified New Home Sales Professional, </span></span><a href="http://www.epronar.com/about_epro.cfm"><span><span>ePRO:</span></span></a><span><span> Internet Professional, </span></span><a href="http://utahrealtors.com/programs-and-events/graduate-realtor-institute/"><span><span>GRI:</span></span></a><span><span> Graduate of the Realtor® Institute, </span></span><a href="http://www.realtorsfr.org/"><span><span>SFR:</span></span></a><span><span> Short Sale & Foreclosure Resource, </span></span><a href="http://www.seniorsrealestate.com/"><span><span>SRES:</span></span></a><span><span> Seniors Real Estate Specialist</span></span></p> </div> Kim Novak, REALTOR® (RE/MAX Masters) Thu, 27 Jan 2011 01:22:51 -0500 http://utahrealestatebykimnovak.com/post/2101736/syracuse-museum-and-cultural-center http://utahrealestatebykimnovak.com/post/2101442/east-gate-business-park-news East Gate Business Park News <a href="http://hillafblayton.files.wordpress.com/2011/01/101_0144.jpg"><img class="alignleft size-thumbnail wp-image-4" title="Janicki Industries Facility in Layton, Utah" src="http://hillafblayton.files.wordpress.com/2011/01/101_0144.jpg?w=150" height="112" alt="" width="150"></a> <p> A recent news article in the Standard-Examiner, <a href="http://www.standard.net/topics/economy/2011/01/03/layton-sets-goals-2011">Layton Sets Goals for 2011</a>, highlights Layton City's state of readiness for tenant growth at the East Gate Business Park. <a href="http://www.janicki.com/">Janicki Industries</a>, currently first, anchor and only tenant, is moving quickly to achieve their late spring start up timetable. </p><p> <a href="http://www.laytoncity.org/public/Depts/ComDev/ED/IndustrialPark.aspx">East Gate Business Park</a> is located just north of the intersection of HWY 193 and Fairfield Rd in Layton, Utah, adjacent to <a href="http://www.hill.af.mil/">Hill AFB</a> to the west and <a href="http://sunhillsgolf.com/">Sun Hills Golf Course</a> to the east. Ideally located for any business venture looking to expand in or into Northern Utah. </p><p> Moving to Utah? For relocation and real estate information near Hill AFB, please <a href="mailto:kimnovak@remax.net">contact me</a>. </p><p> </p><div class="agent_signature"> <p><a href="http://www.facebook.com/kim.novak.remax"><span><span>Facebook</span></span></a><span><span> </span></span><a href="http://www.twitter.com/kimnovakremax"><span><span>Twitter</span></span></a><span><span> </span></span><a href="http://www.linkedin.com/in/kimnovakremax"><span><span>LinkedIn</span></span></a></p> <p><span><span>Knowledgeable & Professional Representation ... Aggressive Negotiation</span></span></p> <p><span><span> Kim Novak is a Realtor® and Broker Associate with RE/MAX Masters in Salt Lake City and Layton, Utah. Licensed in 1995, Kim has closed over 500 sales during her full time real estate career and achieved industry recognition as a Lifetime SalesMaster and member of the RE/MAX Hall of Fame. She holds a BSBA with an emphasis in Sales & Marketing and has achieved the following designations/certifications: </span></span></p> <p><a href="http://rebac.net/abr_vs_buyers_rep.cfm"><span><span>ABR:</span></span></a><span><span> Accredited Buyer Representative, </span></span><a href="http://www.realtor.org/government_affairs/diversity"><span><span>AHWD:</span></span></a><span><span> At Home with Diversity, </span></span><a href="http://www.cdpe.com/what-is-a-cdpe.html"><span><span>CDPE:</span></span></a><span><span> Certified Distressed Property Expert, </span></span><a href="http://assetplanusa.com/"><span><span>CHS:</span></span></a><span><span> Certified HAFA Specialist, </span></span><a href="http://www.crs.com/"><span><span>CRS:</span></span></a><span><span> Certified Residential Specialist, CSP: Certified New Home Sales Professional, </span></span><a href="http://www.epronar.com/about_epro.cfm"><span><span>ePRO:</span></span></a><span><span> Internet Professional, </span></span><a href="http://utahrealtors.com/programs-and-events/graduate-realtor-institute/"><span><span>GRI:</span></span></a><span><span> Graduate of the Realtor® Institute, </span></span><a href="http://www.realtorsfr.org/"><span><span>SFR:</span></span></a><span><span> Short Sale & Foreclosure Resource, </span></span><a href="http://www.seniorsrealestate.com/"><span><span>SRES:</span></span></a><span><span> Seniors Real Estate Specialist</span></span></p> </div> Kim Novak, REALTOR® (RE/MAX Masters) Wed, 26 Jan 2011 21:39:36 -0500 http://utahrealestatebykimnovak.com/post/2101442/east-gate-business-park-news http://utahrealestatebykimnovak.com/post/2049744/when-you-interview-a-realtor-in-2011 When You Interview a Realtor in 2011 <a href="http://kimnovakremax.files.wordpress.com/2011/01/istock_000013553184small1.jpg"><img class="alignleft size-thumbnail wp-image-168" title="Stock Photo" src="http://kimnovakremax.files.wordpress.com/2011/01/istock_000013553184small1.jpg?w=150" height="102" alt="" width="150"></a>During 2010, there were 25,119 sales closed and posted in <a href="http://www.utahrealestate.com/">WFRMLS</a> (Wasatch Front Regional Multiple Listing Service - Utah). There are currently 8,194 active agents. That's only 3 sales, per year, per agent. <p> When you're interviewing a Realtor® to represent your home buying or home selling interests, an important question to is, "how many clients did you, Ms/Mr Realtor, help achieve their homeownership goals this past year?" </p><p> This is an especially important question because there is and has been no room for error in pricing and negotiation, advertising and marketing, during this continuing housing crisis. </p><p> In order for you to be successful achieving your home buying or home sale goals, you'll need a Realtor® who is experienced in working through the challenges of THIS real estate market. </p><p> -- Thankful for 48 Closed Sales in 2011! </p><p> Kim Novak, RE/MAX Masters Broker Associate <a href="http://kimnovak.valuedagent.com/">(About Me)</a><br> BSBA, ABR, CDPE, CRS, CSP, ePRO, GRI, SRES, 203k Specialist <a href="http://www.utahhouseandhome.com/mydata/files/Novak_Resume_2011.pdf">(My Resume)</a><br> RE/MAX Masters is an ERC: Employee Relocation Council Member </p><p> (801) 726-1443 Mobile<br> (800) 977-7835 Toll Free Phone<br> (866) 541-2392 Toll Free Fax<br> </p><p> Join My Utah Real Estate Tribe on <a href="http://www.facebook.com/kim.novak.realtor">Facebook</a>! </p><p> email <a href="mailto:kimnovak@remax.net">kimnovak@remax.net</a><br> website <a href="http://www.utahhouseandhome.com">www.UtahHouseandHome.com</a><br> blog <a href="http://utahrealestatebykimnovak.com/">www.UtahRealEstatebyKimNovak.com</a> </p><p> Today's Real Estate Market Agenda Click <a href="http://www.twitter.com/kimnovakremax">Here</a><br> Search the Wasatch Front Regional MLS for Homes <a href="http://www.utahhouseandhome.com/fine/real/estate/mapsearch">Here</a> </p><div class="agent_signature"> <p><a href="http://www.facebook.com/kim.novak.remax"><span><span>Facebook</span></span></a><span><span> </span></span><a href="http://www.twitter.com/kimnovakremax"><span><span>Twitter</span></span></a><span><span> </span></span><a href="http://www.linkedin.com/in/kimnovakremax"><span><span>LinkedIn</span></span></a></p> <p><span><span>Knowledgeable & Professional Representation ... Aggressive Negotiation</span></span></p> <p><span><span> Kim Novak is a Realtor® and Broker Associate with RE/MAX Masters in Salt Lake City and Layton, Utah. Licensed in 1995, Kim has closed over 500 sales during her full time real estate career and achieved industry recognition as a Lifetime SalesMaster and member of the RE/MAX Hall of Fame. She holds a BSBA with an emphasis in Sales & Marketing and has achieved the following designations/certifications: </span></span></p> <p><a href="http://rebac.net/abr_vs_buyers_rep.cfm"><span><span>ABR:</span></span></a><span><span> Accredited Buyer Representative, </span></span><a href="http://www.realtor.org/government_affairs/diversity"><span><span>AHWD:</span></span></a><span><span> At Home with Diversity, </span></span><a href="http://www.cdpe.com/what-is-a-cdpe.html"><span><span>CDPE:</span></span></a><span><span> Certified Distressed Property Expert, </span></span><a href="http://assetplanusa.com/"><span><span>CHS:</span></span></a><span><span> Certified HAFA Specialist, </span></span><a href="http://www.crs.com/"><span><span>CRS:</span></span></a><span><span> Certified Residential Specialist, CSP: Certified New Home Sales Professional, </span></span><a href="http://www.epronar.com/about_epro.cfm"><span><span>ePRO:</span></span></a><span><span> Internet Professional, </span></span><a href="http://utahrealtors.com/programs-and-events/graduate-realtor-institute/"><span><span>GRI:</span></span></a><span><span> Graduate of the Realtor® Institute, </span></span><a href="http://www.realtorsfr.org/"><span><span>SFR:</span></span></a><span><span> Short Sale & Foreclosure Resource, </span></span><a href="http://www.seniorsrealestate.com/"><span><span>SRES:</span></span></a><span><span> Seniors Real Estate Specialist</span></span></p> </div> Kim Novak, REALTOR® (RE/MAX Masters) Sat, 01 Jan 2011 13:13:44 -0500 http://utahrealestatebykimnovak.com/post/2049744/when-you-interview-a-realtor-in-2011 http://utahrealestatebykimnovak.com/post/2044849/2011-salt-lake-housing-forecast-breakfast 2011 Salt Lake Housing Forecast Breakfast <a href="http://kimnovakremax.files.wordpress.com/2010/12/invitation.jpg"><img class="alignleft size-thumbnail wp-image-155" title="Invitation" src="http://kimnovakremax.files.wordpress.com/2010/12/invitation.jpg?w=150" height="99" alt="" width="150"></a><p>Please let me know, by January 5th, if you would like to join me! I have four extra tickets available for non-Realtor® guests. If you're thinking about buying or selling a home, this event would provide much more relevant, decision making information than the news you get from any of the national media outlets. All real estate is local, and this is OUR local housing report.</p> <p> (Salt Lake Realtors) BOARD OF DIRECTORS MESSAGE </p><p> ... 2011 Salt Lake Housing Forecast Breakfast on Tuesday, Jan. 11 at 8 a.m. at the Little America Hotel in downtown Salt Lake City. </p><p> This year Lawrence Yun, chief economist for the National Association of REALTORS, will speak on recent developments in the housing market and the direction home prices are headed in the next 12 to 24 months. </p><p> In addition, a housing forecast by James Wood, director of the University of Utah's Bureau of Economic and Business Research, will be distributed. This report will offer a glimpse of what is in store for Salt Lake County in 2011. </p><p> Seating is limited. The deadline to register is Wednesday, Jan. 5. Members are free. $25 for guests.</p><div class="agent_signature"> <p><a href="http://www.facebook.com/kim.novak.remax"><span><span>Facebook</span></span></a><span><span> </span></span><a href="http://www.twitter.com/kimnovakremax"><span><span>Twitter</span></span></a><span><span> </span></span><a href="http://www.linkedin.com/in/kimnovakremax"><span><span>LinkedIn</span></span></a></p> <p><span><span>Knowledgeable & Professional Representation ... Aggressive Negotiation</span></span></p> <p><span><span> Kim Novak is a Realtor® and Broker Associate with RE/MAX Masters in Salt Lake City and Layton, Utah. Licensed in 1995, Kim has closed over 500 sales during her full time real estate career and achieved industry recognition as a Lifetime SalesMaster and member of the RE/MAX Hall of Fame. She holds a BSBA with an emphasis in Sales & Marketing and has achieved the following designations/certifications: </span></span></p> <p><a href="http://rebac.net/abr_vs_buyers_rep.cfm"><span><span>ABR:</span></span></a><span><span> Accredited Buyer Representative, </span></span><a href="http://www.realtor.org/government_affairs/diversity"><span><span>AHWD:</span></span></a><span><span> At Home with Diversity, </span></span><a href="http://www.cdpe.com/what-is-a-cdpe.html"><span><span>CDPE:</span></span></a><span><span> Certified Distressed Property Expert, </span></span><a href="http://assetplanusa.com/"><span><span>CHS:</span></span></a><span><span> Certified HAFA Specialist, </span></span><a href="http://www.crs.com/"><span><span>CRS:</span></span></a><span><span> Certified Residential Specialist, CSP: Certified New Home Sales Professional, </span></span><a href="http://www.epronar.com/about_epro.cfm"><span><span>ePRO:</span></span></a><span><span> Internet Professional, </span></span><a href="http://utahrealtors.com/programs-and-events/graduate-realtor-institute/"><span><span>GRI:</span></span></a><span><span> Graduate of the Realtor® Institute, </span></span><a href="http://www.realtorsfr.org/"><span><span>SFR:</span></span></a><span><span> Short Sale & Foreclosure Resource, </span></span><a href="http://www.seniorsrealestate.com/"><span><span>SRES:</span></span></a><span><span> Seniors Real Estate Specialist</span></span></p> </div> Kim Novak, REALTOR® (RE/MAX Masters) Wed, 29 Dec 2010 13:11:45 -0500 http://utahrealestatebykimnovak.com/post/2044849/2011-salt-lake-housing-forecast-breakfast http://utahrealestatebykimnovak.com/post/2040492/is-it-finally-time-to-buy-or-sell-a-home-in-northern-utah- Is It Finally Time to Buy ( or Sell ) a Home in Northern Utah? <p>Although it will be quiet through the week leading in to the new year, January 3rd, the first business Monday in 2011, will bring renewed activity to our real estate market. All indicators point to a January 2011 that will bring with it stabilization of home values and the quantitative beginnings of recovery in our local housing market.</p> <p>With both home prices and interest rates at historic lows, it is a perfect time to buy.</p> <p>With prices and rates bringing more buyers in to the market, it is a perfect time to sell.</p> <p>Good News Report - Utah's Unemployment Rate Remains Significantly Below National Average</p> <p><a href="http://jobs.utah.gov/wi/press/2001press/ratecurrent.pdf">Utah's Employment Summary: November 2010</a> <br> <a href="http://kimnovakremax.files.wordpress.com/2010/12/nov-unemployment.jpg"><img title="Nov Unemployment" class="alignleft size-full wp-image-144" src="http://kimnovakremax.files.wordpress.com/2010/12/nov-unemployment.jpg" height="243" alt="" width="306"></a></p><div class="agent_signature"> <p><a href="http://www.facebook.com/kim.novak.remax"><span><span>Facebook</span></span></a><span><span> </span></span><a href="http://www.twitter.com/kimnovakremax"><span><span>Twitter</span></span></a><span><span> </span></span><a href="http://www.linkedin.com/in/kimnovakremax"><span><span>LinkedIn</span></span></a></p> <p><span><span>Knowledgeable & Professional Representation ... Aggressive Negotiation</span></span></p> <p><span><span> Kim Novak is a Realtor® and Broker Associate with RE/MAX Masters in Salt Lake City and Layton, Utah. Licensed in 1995, Kim has closed over 500 sales during her full time real estate career and achieved industry recognition as a Lifetime SalesMaster and member of the RE/MAX Hall of Fame. She holds a BSBA with an emphasis in Sales & Marketing and has achieved the following designations/certifications: </span></span></p> <p><a href="http://rebac.net/abr_vs_buyers_rep.cfm"><span><span>ABR:</span></span></a><span><span> Accredited Buyer Representative, </span></span><a href="http://www.realtor.org/government_affairs/diversity"><span><span>AHWD:</span></span></a><span><span> At Home with Diversity, </span></span><a href="http://www.cdpe.com/what-is-a-cdpe.html"><span><span>CDPE:</span></span></a><span><span> Certified Distressed Property Expert, </span></span><a href="http://assetplanusa.com/"><span><span>CHS:</span></span></a><span><span> Certified HAFA Specialist, </span></span><a href="http://www.crs.com/"><span><span>CRS:</span></span></a><span><span> Certified Residential Specialist, CSP: Certified New Home Sales Professional, </span></span><a href="http://www.epronar.com/about_epro.cfm"><span><span>ePRO:</span></span></a><span><span> Internet Professional, </span></span><a href="http://utahrealtors.com/programs-and-events/graduate-realtor-institute/"><span><span>GRI:</span></span></a><span><span> Graduate of the Realtor® Institute, </span></span><a href="http://www.realtorsfr.org/"><span><span>SFR:</span></span></a><span><span> Short Sale & Foreclosure Resource, </span></span><a href="http://www.seniorsrealestate.com/"><span><span>SRES:</span></span></a><span><span> Seniors Real Estate Specialist</span></span></p> </div> Kim Novak, REALTOR® (RE/MAX Masters) Mon, 27 Dec 2010 10:12:59 -0500 http://utahrealestatebykimnovak.com/post/2040492/is-it-finally-time-to-buy-or-sell-a-home-in-northern-utah- http://utahrealestatebykimnovak.com/post/2026112/keybank-s-key-community-mortgage KeyBank's Key Community Mortgage Update on <a href="http://www.utahhouseandhome.com/mydata/files/Key_Bank_100_Financing_Option.jpg">KeyBank's 100% Financing Program</a>: <p> In my last post about this topic, I referred to this as a "new" program. After meeting with Kristin Shields and Will Mullin, KeyBank Mortgage Advisor and Relationship Manager respectively, I know now that Key has had this program in place for +/- four years. </p><p> Disclaimer: The information that I am sharing here is NOT to promote KeyBank. As a professional REALTOR®, representing both buyers and sellers, it is my <em>responsiblity</em> to have a broad knowledge of available financing to achieve my client's home ownership (or home sale) goals. Lender guidelines vary, the most significant of which is FICO score minimums. I have experienced some lender FICO requirements as high as 720. KeyBank's 620 benchmark is extremely borrower friendly. </p><p> The 100% program is actually called the "<a href="http://www.utahhouseandhome.com/mydata/files/Key_Community_Mortgage.pdf">Key Community Mortgage</a>". I entered the meeting a skeptic. I left a believer. And I can't wait to share this incredible financing opportunity with my clients. No other lender that I am aware of is offering a truly obtainable community mortgage such as this. I was even able to get a glowing recommendation about the program from a title officer who I know and trust, who has successfully closed a Key Community Mortgage. </p><p> <strong>Meeting Summary</strong> </p><p> Question: Why is KeyBank offering this program? It seems too good to be true, or too good to last.<br> Answer: This is Key's way of meeting federal requirements for community investment. </p><p> Question: What does this mean, realistically, in terms of purchase price and interest rate, for the borrower?<br> Answer: A $500 minimum investment, approximately .25% add on to the interest rate (example: yesterday's rate was 5.25% = .25% over yesterday's VA rate), and, based on income guidelines, works ideally on a purchase price up to $180,000. </p><p> Question: Are the funds available for this program limited, capped or budgeted?<br> Answer: NO </p><p> <strong>Cool Program Details</strong> </p><p> </p><li>Minimum FICO score is 620. This is also true for their FHA and VA loans.</li> <li>Income limits are based on Borrower's Income only, not Household Income, which is problematic sometimes with Utah Housing Loans (another 100% option)</li> <li>Income limits do not apply in <a href="http://www.ffiec.gov/geocode/default.aspx">Target Areas</a> (refer to the <a href="http://www.utahhouseandhome.com/mydata/files/Key_Community_Mortgage.pdf"> program guide</a>, pages 6-9, to determine tract income level of subject property and financing guidelines)</li> <li>No First Time Homebuyer Requirement</li> <li>No Mortgage Insurance, so the .25% rate add is a non-issue</li> <li>Can be used to refinance at 90% CLTV</li> <li>And, the coolest of the cool, is that each Key Community Mortgage is <em>manually underwritten</em>. Aha! A lender that realizes that a person, and their life, cannot simply be reduced to a three digit number and an underwriter guideline.</li> <p> For More Information Contact: Kristin Shields, Mortgage Advisor Phone: 801-792-2625 Fax: 216-370-9481 Email: <a href="mailto:kristin_shields@keybank.com">Kristin_Shields@KeyBank.com</a> </p><p> <strong>Tell Her You Read About the Program Here!</strong></p><div class="agent_signature"> <p><a href="http://www.facebook.com/kim.novak.remax"><span><span>Facebook</span></span></a><span><span> </span></span><a href="http://www.twitter.com/kimnovakremax"><span><span>Twitter</span></span></a><span><span> </span></span><a href="http://www.linkedin.com/in/kimnovakremax"><span><span>LinkedIn</span></span></a></p> <p><span><span>Knowledgeable & Professional Representation ... Aggressive Negotiation</span></span></p> <p><span><span> Kim Novak is a Realtor® and Broker Associate with RE/MAX Masters in Salt Lake City and Layton, Utah. Licensed in 1995, Kim has closed over 500 sales during her full time real estate career and achieved industry recognition as a Lifetime SalesMaster and member of the RE/MAX Hall of Fame. She holds a BSBA with an emphasis in Sales & Marketing and has achieved the following designations/certifications: </span></span></p> <p><a href="http://rebac.net/abr_vs_buyers_rep.cfm"><span><span>ABR:</span></span></a><span><span> Accredited Buyer Representative, </span></span><a href="http://www.realtor.org/government_affairs/diversity"><span><span>AHWD:</span></span></a><span><span> At Home with Diversity, </span></span><a href="http://www.cdpe.com/what-is-a-cdpe.html"><span><span>CDPE:</span></span></a><span><span> Certified Distressed Property Expert, </span></span><a href="http://assetplanusa.com/"><span><span>CHS:</span></span></a><span><span> Certified HAFA Specialist, </span></span><a href="http://www.crs.com/"><span><span>CRS:</span></span></a><span><span> Certified Residential Specialist, CSP: Certified New Home Sales Professional, </span></span><a href="http://www.epronar.com/about_epro.cfm"><span><span>ePRO:</span></span></a><span><span> Internet Professional, </span></span><a href="http://utahrealtors.com/programs-and-events/graduate-realtor-institute/"><span><span>GRI:</span></span></a><span><span> Graduate of the Realtor® Institute, </span></span><a href="http://www.realtorsfr.org/"><span><span>SFR:</span></span></a><span><span> Short Sale & Foreclosure Resource, </span></span><a href="http://www.seniorsrealestate.com/"><span><span>SRES:</span></span></a><span><span> Seniors Real Estate Specialist</span></span></p> </div> Kim Novak, REALTOR® (RE/MAX Masters) Fri, 17 Dec 2010 11:53:08 -0500 http://utahrealestatebykimnovak.com/post/2026112/keybank-s-key-community-mortgage http://utahrealestatebykimnovak.com/post/2025388/utilities-are-not-required-to-be-on-for-a-va-appraisal Utilities are Not Required to be on for a VA Appraisal VA Appraisals and Utilities Update: <p> According to <a href="http://www.vba.va.gov/ro/denver/loan/lgy.htm">VA Denver</a>, the utilities, furnace, water heater, etc do not need to be on for a VA appraiser to complete the appraisal. Most lenders/underwriters, such as those at Wells Fargo and KeyBank, agree that they only require the property to meet VA guidelines, and do not have additional lending/underwriting layering. The appraiser is only required to note deficiencies if there is an obvious problem ie a red tagged furnace. </p><p> This is great news if you happen to be working with a VA buyer on the purchase of a foreclosed or short sale home, especially during the winter. Most banks and home owners of vacant properties can and will arrange for the utilities to be on for the purpose of a home inspection, for a brief period of time. Coordinating schedules between utility providers, de-winterization, and home inspectors is generally doable, but throwing an appraiser's schedule in to the mix is generally not. </p><p> FHA appraisal guidelines are not as lenient. All utilities must be on and the furnace, water heater, etc must be demonstrably operational. </p><p> <a href="http://www.vba.va.gov/ro/denver/loan/docs/Appraiser%20Training%20Guide%2008%20_9_1-5-10.pdf">VA Appraiser's Handbook</a></p><div class="agent_signature"> <p><a href="http://www.facebook.com/kim.novak.remax"><span><span>Facebook</span></span></a><span><span> </span></span><a href="http://www.twitter.com/kimnovakremax"><span><span>Twitter</span></span></a><span><span> </span></span><a href="http://www.linkedin.com/in/kimnovakremax"><span><span>LinkedIn</span></span></a></p> <p><span><span>Knowledgeable & Professional Representation ... Aggressive Negotiation</span></span></p> <p><span><span> Kim Novak is a Realtor® and Broker Associate with RE/MAX Masters in Salt Lake City and Layton, Utah. Licensed in 1995, Kim has closed over 500 sales during her full time real estate career and achieved industry recognition as a Lifetime SalesMaster and member of the RE/MAX Hall of Fame. She holds a BSBA with an emphasis in Sales & Marketing and has achieved the following designations/certifications: </span></span></p> <p><a href="http://rebac.net/abr_vs_buyers_rep.cfm"><span><span>ABR:</span></span></a><span><span> Accredited Buyer Representative, </span></span><a href="http://www.realtor.org/government_affairs/diversity"><span><span>AHWD:</span></span></a><span><span> At Home with Diversity, </span></span><a href="http://www.cdpe.com/what-is-a-cdpe.html"><span><span>CDPE:</span></span></a><span><span> Certified Distressed Property Expert, </span></span><a href="http://assetplanusa.com/"><span><span>CHS:</span></span></a><span><span> Certified HAFA Specialist, </span></span><a href="http://www.crs.com/"><span><span>CRS:</span></span></a><span><span> Certified Residential Specialist, CSP: Certified New Home Sales Professional, </span></span><a href="http://www.epronar.com/about_epro.cfm"><span><span>ePRO:</span></span></a><span><span> Internet Professional, </span></span><a href="http://utahrealtors.com/programs-and-events/graduate-realtor-institute/"><span><span>GRI:</span></span></a><span><span> Graduate of the Realtor® Institute, </span></span><a href="http://www.realtorsfr.org/"><span><span>SFR:</span></span></a><span><span> Short Sale & Foreclosure Resource, </span></span><a href="http://www.seniorsrealestate.com/"><span><span>SRES:</span></span></a><span><span> Seniors Real Estate Specialist</span></span></p> </div> Kim Novak, REALTOR® (RE/MAX Masters) Thu, 16 Dec 2010 23:41:37 -0500 http://utahrealestatebykimnovak.com/post/2025388/utilities-are-not-required-to-be-on-for-a-va-appraisal http://utahrealestatebykimnovak.com/post/2023102/va-appraisals-and-the-reasonable-person-theory VA Appraisals and the "Reasonable Person" Theory I have always been under the impression that the utilities must be on and the furnace, water heater, etc must be in operating condition when a VA appraiser appraises a home. Apparently, that isn't the case. It is true for FHA appraisals, but not VA. <p> This morning, I received a telephone call from a VA appraiser to schedule an appointment to get in to one of my (approved) short sale listings. I told him that the home was vacant, but that the seller had made arrangements with the utility companies to have utilities all on <em>the previous week</em>, for the buyer's home inspection and appraisal - with the lender's coordination. As of now, except for the electricity, the utilities have been shut off again. </p><p> The appraiser informed me (much to my relief) that VA did not require that the utilities be on - only FHA appraisals have that condition. For VA, the appraisers operate under the "reasonable person" theory. The theory that a reasonable person, and prudent home buyer, would have a professional inspection to determine if the furnace, water heater, plumbing, etc were in proper working order. </p><p> I have tried, unsuccessfully, to find the VA documentation to confirm this. What is interesting is that I cannot locate anything that says that the utilities MUST be on, either. In search of a definitive answer, I've posted the question on the <a href="http://www.facebook.com/AppraisalInstitute">Appraisal Institute's Facebook Page</a> and also joined the <a href="http://appraisersforum.com/">Appraisers Forum</a>. </p><p> Follow up to be posted. If you know the answer to this question, please post! </p><p> Research Documents: </p><p> <a href="http://www.vba.va.gov/ro/denver/loan/docs/Appraiser%20Training%20Guide%2008%20_9_1-5-10.pdf">VA Appraiser's Handbook</a> <br> VA Pamphlet 26-7 Revised: <a href="http://www.vba.va.gov/ro/roanoke/rlc/forms/VA%20Pamphlet%2026-7.PDF">Lender's Handbook</a> <br> VA Pamphlet 26-7 Revised Chapter 12:<a href="http://www.hud.gov/offices/adm/hudclips/handbooks/lh95/26-7c12LH95.pdf"> Minimum Property Requirements</a> (MPR)</p><div class="agent_signature"> <p><a href="http://www.facebook.com/kim.novak.remax"><span><span>Facebook</span></span></a><span><span> </span></span><a href="http://www.twitter.com/kimnovakremax"><span><span>Twitter</span></span></a><span><span> </span></span><a href="http://www.linkedin.com/in/kimnovakremax"><span><span>LinkedIn</span></span></a></p> <p><span><span>Knowledgeable & Professional Representation ... Aggressive Negotiation</span></span></p> <p><span><span> Kim Novak is a Realtor® and Broker Associate with RE/MAX Masters in Salt Lake City and Layton, Utah. Licensed in 1995, Kim has closed over 500 sales during her full time real estate career and achieved industry recognition as a Lifetime SalesMaster and member of the RE/MAX Hall of Fame. She holds a BSBA with an emphasis in Sales & Marketing and has achieved the following designations/certifications: </span></span></p> <p><a href="http://rebac.net/abr_vs_buyers_rep.cfm"><span><span>ABR:</span></span></a><span><span> Accredited Buyer Representative, </span></span><a href="http://www.realtor.org/government_affairs/diversity"><span><span>AHWD:</span></span></a><span><span> At Home with Diversity, </span></span><a href="http://www.cdpe.com/what-is-a-cdpe.html"><span><span>CDPE:</span></span></a><span><span> Certified Distressed Property Expert, </span></span><a href="http://assetplanusa.com/"><span><span>CHS:</span></span></a><span><span> Certified HAFA Specialist, </span></span><a href="http://www.crs.com/"><span><span>CRS:</span></span></a><span><span> Certified Residential Specialist, CSP: Certified New Home Sales Professional, </span></span><a href="http://www.epronar.com/about_epro.cfm"><span><span>ePRO:</span></span></a><span><span> Internet Professional, </span></span><a href="http://utahrealtors.com/programs-and-events/graduate-realtor-institute/"><span><span>GRI:</span></span></a><span><span> Graduate of the Realtor® Institute, </span></span><a href="http://www.realtorsfr.org/"><span><span>SFR:</span></span></a><span><span> Short Sale & Foreclosure Resource, </span></span><a href="http://www.seniorsrealestate.com/"><span><span>SRES:</span></span></a><span><span> Seniors Real Estate Specialist</span></span></p> </div> Kim Novak, REALTOR® (RE/MAX Masters) Wed, 15 Dec 2010 20:45:38 -0500 http://utahrealestatebykimnovak.com/post/2023102/va-appraisals-and-the-reasonable-person-theory http://utahrealestatebykimnovak.com/post/2020198/key-bank-introduces-new-100-loan-product Key Bank Introduces New 100% Loan Product I'm looking forward to a luncheon at <a href="http://maps.google.com/maps/place?cid=15437872336468221008&q=key+bank+salt+lake+city+utah&hl=en&dtab=5&sll=40.706902,-111.920032&sspn=0.148225,0.172475&ie=UTF8&ll=40.928559,-112.201996&spn=0,0&z=11">Key Bank</a> on Thursday, December 16th, as they introduce their new 100% financing loan product. .25% rate add, no mortgage insurance, 620 FICO score with no lates in past 12 months, income cap at $51,000. No first time homebuyer restrictions. <p> Hope this provides some of my clients with an option for financing that they wouldn't otherwise have. </p><p> This is a conventional program that seems to offer a borrower more flexible guidelines to meet than Utah Housing, or even the standard FHA loan. Debt ratio not to exceed 42%. There is a minimum borrower's investment of $500, which could be in the form of the buyer's earnest money deposit. </p><p> Follow up to be posted. <br> <a href="http://kimnovakremax.files.wordpress.com/2010/12/key-bank-100-financing-option.jpg"><img class="aligncenter size-full wp-image-85" title="Key Bank 100% Financing Option" src="http://kimnovakremax.files.wordpress.com/2010/12/key-bank-100-financing-option.jpg" height="782" alt="" width="614"></a></p><div class="agent_signature"> <p><a href="http://www.facebook.com/kim.novak.remax"><span><span>Facebook</span></span></a><span><span> </span></span><a href="http://www.twitter.com/kimnovakremax"><span><span>Twitter</span></span></a><span><span> </span></span><a href="http://www.linkedin.com/in/kimnovakremax"><span><span>LinkedIn</span></span></a></p> <p><span><span>Knowledgeable & Professional Representation ... Aggressive Negotiation</span></span></p> <p><span><span> Kim Novak is a Realtor® and Broker Associate with RE/MAX Masters in Salt Lake City and Layton, Utah. Licensed in 1995, Kim has closed over 500 sales during her full time real estate career and achieved industry recognition as a Lifetime SalesMaster and member of the RE/MAX Hall of Fame. She holds a BSBA with an emphasis in Sales & Marketing and has achieved the following designations/certifications: </span></span></p> <p><a href="http://rebac.net/abr_vs_buyers_rep.cfm"><span><span>ABR:</span></span></a><span><span> Accredited Buyer Representative, </span></span><a href="http://www.realtor.org/government_affairs/diversity"><span><span>AHWD:</span></span></a><span><span> At Home with Diversity, </span></span><a href="http://www.cdpe.com/what-is-a-cdpe.html"><span><span>CDPE:</span></span></a><span><span> Certified Distressed Property Expert, </span></span><a href="http://assetplanusa.com/"><span><span>CHS:</span></span></a><span><span> Certified HAFA Specialist, </span></span><a href="http://www.crs.com/"><span><span>CRS:</span></span></a><span><span> Certified Residential Specialist, CSP: Certified New Home Sales Professional, </span></span><a href="http://www.epronar.com/about_epro.cfm"><span><span>ePRO:</span></span></a><span><span> Internet Professional, </span></span><a href="http://utahrealtors.com/programs-and-events/graduate-realtor-institute/"><span><span>GRI:</span></span></a><span><span> Graduate of the Realtor® Institute, </span></span><a href="http://www.realtorsfr.org/"><span><span>SFR:</span></span></a><span><span> Short Sale & Foreclosure Resource, </span></span><a href="http://www.seniorsrealestate.com/"><span><span>SRES:</span></span></a><span><span> Seniors Real Estate Specialist</span></span></p> </div> Kim Novak, REALTOR® (RE/MAX Masters) Tue, 14 Dec 2010 13:51:24 -0500 http://utahrealestatebykimnovak.com/post/2020198/key-bank-introduces-new-100-loan-product http://utahrealestatebykimnovak.com/post/2002691/open-house-today-noon-2pm-1460-n-350-e-layton-ut-84041 Open House Today! Noon - 2pm ... 1460 N 350 E, Layton, UT 84041 <img src="http://www.epropertysites.com/usr/12/56/07/75/33/1289620084_snap.jpg?1291491496" alt="Virtual Tour, Photos and Property Details"> <p> Cute, west facing home on a cul de sac within walking distance of Woodward (aka Woody the Woodpecker) Park. Main Level: Formal living room, spacious kitchen with granite top island, family room with gas log fireplace, half bath and laundry. Upstairs: Master bedroom and bath with double sinks and private water closet, loft office/den which would also be a perfect craft room (or could easily be converted into a 4th bedroom) and two more bedrooms plus another full bathroom. Two tone paint, chair rails, beautifully updated. Ample storage plus cement crawlspace. Graveled RV pad with gate leading to fully fenced backyard. Huge deck, great for BBQs, that is nicely shaded in the afternoon. Beautiful view of the Wasatch Front mountains. Central air plus evaporative cooler. Greenhouse with raised beds. Utopia internet available in the neighborhood. NOT a short sale or bank owned home. Seller's job promotion forces home sale and relocation. Seller may assist with buyer's closing costs. </p><p> Driving Dir: From Fort Lane in East Layton, turn west on to 1450 N. Take the first right turn on to 350 E. First home on the right (east) side of the street.</p><div class="agent_signature"> <p><a href="http://www.facebook.com/kim.novak.remax"><span><span>Facebook</span></span></a><span><span> </span></span><a href="http://www.twitter.com/kimnovakremax"><span><span>Twitter</span></span></a><span><span> </span></span><a href="http://www.linkedin.com/in/kimnovakremax"><span><span>LinkedIn</span></span></a></p> <p><span><span>Knowledgeable & Professional Representation ... Aggressive Negotiation</span></span></p> <p><span><span> Kim Novak is a Realtor® and Broker Associate with RE/MAX Masters in Salt Lake City and Layton, Utah. Licensed in 1995, Kim has closed over 500 sales during her full time real estate career and achieved industry recognition as a Lifetime SalesMaster and member of the RE/MAX Hall of Fame. She holds a BSBA with an emphasis in Sales & Marketing and has achieved the following designations/certifications: </span></span></p> <p><a href="http://rebac.net/abr_vs_buyers_rep.cfm"><span><span>ABR:</span></span></a><span><span> Accredited Buyer Representative, </span></span><a href="http://www.realtor.org/government_affairs/diversity"><span><span>AHWD:</span></span></a><span><span> At Home with Diversity, </span></span><a href="http://www.cdpe.com/what-is-a-cdpe.html"><span><span>CDPE:</span></span></a><span><span> Certified Distressed Property Expert, </span></span><a href="http://assetplanusa.com/"><span><span>CHS:</span></span></a><span><span> Certified HAFA Specialist, </span></span><a href="http://www.crs.com/"><span><span>CRS:</span></span></a><span><span> Certified Residential Specialist, CSP: Certified New Home Sales Professional, </span></span><a href="http://www.epronar.com/about_epro.cfm"><span><span>ePRO:</span></span></a><span><span> Internet Professional, </span></span><a href="http://utahrealtors.com/programs-and-events/graduate-realtor-institute/"><span><span>GRI:</span></span></a><span><span> Graduate of the Realtor® Institute, </span></span><a href="http://www.realtorsfr.org/"><span><span>SFR:</span></span></a><span><span> Short Sale & Foreclosure Resource, </span></span><a href="http://www.seniorsrealestate.com/"><span><span>SRES:</span></span></a><span><span> Seniors Real Estate Specialist</span></span></p> </div> Kim Novak, REALTOR® (RE/MAX Masters) Sat, 04 Dec 2010 14:44:55 -0500 http://utahrealestatebykimnovak.com/post/2002691/open-house-today-noon-2pm-1460-n-350-e-layton-ut-84041 http://utahrealestatebykimnovak.com/post/1840442/sold-home-for-sale-at-the-fairways-of-oakridge-on-the-golf-course-1144-on-the-green-way-farmington-ut-84025 SOLD!!! Home for Sale at The Fairways of Oakridge on the Golf Course 1144 On The Green Way, Farmington, UT 84025 <div> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"><br> <img src="http://www.epropertysites.com/images/blank.gif" height="50" width="100"><br> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"><br> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"><br> <div>1144 On The Green Way</div> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="20"> <div>Farmington, UT 84025</div> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="20"> <div>The Fairways of Oakridge on the Golf Course</div> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="20"> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"><br> <a href="http://1144onthegreenway.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Home</a> <a href="http://1144onthegreenway.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Photo Gallery</a> <a href="http://1144onthegreenway.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Virtual Tour</a> <a href="http://1144onthegreenway.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Property Map</a> <a href="http://1144onthegreenway.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Payment Info</a> <a href="http://1144onthegreenway.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Request Showing</a> <a href="http://1144onthegreenway.ePropertySites.com/mlsmax/contact.htm"> <img src="http://www.epropertysites.com/images/point_cl.gif">Contact Me</a> <img src="http://www.epropertysites.com/images/blank.gif" height="20" width="1"> <img src="http://www.epropertysites.com/images/blank.gif" height="20" width="1"><br> <img src="http://www.epropertysites.com/usr/12/56/07/75/33/1256077533.jpg"><br> <b>Kim Novak</b><br> <div>BSBA, ABR, CDPE, CRS, CSP, ePRO, SRES, Lic# 5459481-AB00</div> <br> <img src="http://www.epropertysites.com/images/blank.gif" height="5" width="1"><br> Office:800-977-7835 Mobile:801-726-1443 Website:<a href="http://www.utahhouseandhome.com">Visit Website</a> <br><img src="http://www.epropertysites.com/images/blank150.gif" height="1" width="150"><br> <b>Price</b> <b>: $250,000 <b>Bedrooms</b> <b>: 4 <b>Bathrooms</b> <b>: 4 <b>Square Foot</b> <b>: 2,870 <b>Lot Size</b> <b>: 4,356 <b>Community</b> <b>: Fairways of Oakridge <b>County</b> <b>: Davis <b>Property Type</b> <b>: Detached <b>Year Built</b> <b>: 2004 <b>MLS Number</b> <b>: 986848 <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="5"> <img src="http://www.epropertysites.com/images/blank.gif" height="8" width="1"><br> <img src="http://www.epropertysites.com/usr/12/56/07/75/33/1283742799craigs.jpg" width="300"><img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"><br> <img src="http://www.epropertysites.com/images/blank.gif" height="3" width="1"><br> <a href="http://1144onthegreenway.ePropertySites.com">click for more information and pictures</a><br> <img src="http://www.epropertysites.com/images/blank.gif" height="3" width="1"><br> <b>Property Description</b> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"> Fully finished south facing two story in a private, gated community just off Shepard Lane near Oakridge Country Club. The home backs up to a park with walking path and an unobstructed view of the Wasatch Mountains. Second community park with playground located just across the street. Kitchen features solid surface countertops, stainless appliances, gas range, built in microwave, tile floor - refrigerator, washer and gas dryer included. Office/Den/Playroom area upstairs on bedroom level. Master bath with double sinks, separate tub and shower, toilet in private water closet. Best buy in Farmington at $87 per square foot! Square footage figures are provided as a courtesy estimate only and were obtained from the Davis County Assessor's Office. Buyer is advised to obtain an independent measurement.<br><br>Driving Directions: Shepard Lane in Farmington to 1075 W on the west side of Hwy 89. Turn right-north on 1075 W and then left-west on 1340 N (entrance to the subdivision). <img src="http://www.epropertysites.com/images/blank.gif" height="10" width="1"> <b>Features List</b> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"> <li>Knowlton Elementary </li> <li>Farmington Jr High </li> <li>Davis High School <img src="http://www.epropertysites.com/images/blank.gif" height="5" width="1"> <img src="http://www.epropertysites.com/images/eh.gif"> Equal Housing Opportunity. RE/MAX Masters : 3636 N 2900 E - Layton UT 84040 : 800-977-7835 </li></b></b></b></b></b></b></b></b></b></b> </div> <div class="agent_signature"> <p><a href="http://www.facebook.com/kim.novak.remax"><span><span>Facebook</span></span></a><span><span> </span></span><a href="http://www.twitter.com/kimnovakremax"><span><span>Twitter</span></span></a><span><span> </span></span><a href="http://www.linkedin.com/in/kimnovakremax"><span><span>LinkedIn</span></span></a></p> <p><span><span>Knowledgeable & Professional Representation ... Aggressive Negotiation</span></span></p> <p><span><span> Kim Novak is a Realtor® and Broker Associate with RE/MAX Masters in Salt Lake City and Layton, Utah. Licensed in 1995, Kim has closed over 500 sales during her full time real estate career and achieved industry recognition as a Lifetime SalesMaster and member of the RE/MAX Hall of Fame. She holds a BSBA with an emphasis in Sales & Marketing and has achieved the following designations/certifications: </span></span></p> <p><a href="http://rebac.net/abr_vs_buyers_rep.cfm"><span><span>ABR:</span></span></a><span><span> Accredited Buyer Representative, </span></span><a href="http://www.realtor.org/government_affairs/diversity"><span><span>AHWD:</span></span></a><span><span> At Home with Diversity, </span></span><a href="http://www.cdpe.com/what-is-a-cdpe.html"><span><span>CDPE:</span></span></a><span><span> Certified Distressed Property Expert, </span></span><a href="http://assetplanusa.com/"><span><span>CHS:</span></span></a><span><span> Certified HAFA Specialist, </span></span><a href="http://www.crs.com/"><span><span>CRS:</span></span></a><span><span> Certified Residential Specialist, CSP: Certified New Home Sales Professional, </span></span><a href="http://www.epronar.com/about_epro.cfm"><span><span>ePRO:</span></span></a><span><span> Internet Professional, </span></span><a href="http://utahrealtors.com/programs-and-events/graduate-realtor-institute/"><span><span>GRI:</span></span></a><span><span> Graduate of the Realtor® Institute, </span></span><a href="http://www.realtorsfr.org/"><span><span>SFR:</span></span></a><span><span> Short Sale & Foreclosure Resource, </span></span><a href="http://www.seniorsrealestate.com/"><span><span>SRES:</span></span></a><span><span> Seniors Real Estate Specialist</span></span></p> </div> Kim Novak, REALTOR® (RE/MAX Masters) Mon, 06 Sep 2010 00:39:39 -0400 http://utahrealestatebykimnovak.com/post/1840442/sold-home-for-sale-at-the-fairways-of-oakridge-on-the-golf-course-1144-on-the-green-way-farmington-ut-84025 http://utahrealestatebykimnovak.com/post/1775675/sold-rambler-style-home-for-sale-1298-s-1650-w-syracuse-ut-84075 SOLD!!! Rambler Style Home for Sale! 1298 S 1650 W, Syracuse, UT 84075 <div> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"><br> <img src="http://www.epropertysites.com/images/blank.gif" height="50" width="100"><br> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"><br> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"><br> <div>1298 S 1650 W</div> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="20"> <div>Syracuse, UT 84075</div> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="20"> <div>Better than New Home on a Cul de Sac!</div> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="20"> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"><br> <a href="http://1298s1650wsyracuse.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Home</a> <a href="http://1298s1650wsyracuse.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Photo Gallery</a> <a href="http://1298s1650wsyracuse.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Virtual Tour</a> <a href="http://1298s1650wsyracuse.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Property Map</a> <a href="http://1298s1650wsyracuse.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Payment Info</a> <a href="http://1298s1650wsyracuse.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Request Showing</a> <a href="http://1298s1650wsyracuse.ePropertySites.com/mlsmax/contact.htm"> <img src="http://www.epropertysites.com/images/point_cl.gif">Contact Me</a> <img src="http://www.epropertysites.com/images/blank.gif" height="20" width="1"> <img src="http://www.epropertysites.com/images/blank.gif" height="20" width="1"><br> <img src="http://www.epropertysites.com/usr/12/56/07/75/33/1256077533.jpg"><br> <b>Kim Novak</b><br> <div>BSBA, ABR, CDPE, CRS, CSP, ePRO, SRES, Lic# 5459481-AB00</div> <br> <img src="http://www.epropertysites.com/images/blank.gif" height="5" width="1"><br> Office:800-977-7835 Mobile:801-726-1443 Website:<a href="http://www.utahhouseandhome.com">Visit Website</a> <br><img src="http://www.epropertysites.com/images/blank150.gif" height="1" width="150"><br> <b>Price</b> <b>: $199,900 <b>Bedrooms</b> <b>: 4 <b>Bathrooms</b> <b>: 3 <b>Square Foot</b> <b>: 2,344 <b>Lot Size</b> <b>: 10,454 <b>Community</b> <b>: The Cottages <b>County</b> <b>: Davis <b>Property Type</b> <b>: Detached <b>Year Built</b> <b>: 2001 <b>MLS Number</b> <b>: 975165 <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="5"> <img src="http://www.epropertysites.com/images/blank.gif" height="8" width="1"><br> <img src="http://www.epropertysites.com/usr/12/56/07/75/33/1279233827craigs.jpg" width="300"><img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"><br> <img src="http://www.epropertysites.com/images/blank.gif" height="3" width="1"><br> <a href="http://1298s1650wsyracuse.ePropertySites.com">click for more information and pictures</a><br> <img src="http://www.epropertysites.com/images/blank.gif" height="3" width="1"><br> <b>Property Description</b> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"> Picture perfect cottage on a cul de sac at The Cottages. Cute kitchen features a white appliance package with electric range and a large pantry. Living room with walk out to covered deck in the back yard. Master bedroom with full bath and walk in closet is separate from the other bedroom upstairs. Both bedrooms also walk out to the deck. Main level laundry. Newly finished basement features great room, two additional bedrooms and another full bath - lots of storage, too. Fully fenced back yard, automatic sprinklers connected to secondary water.<br><br>Driving Directions:<br><br>Antelope Dr (1700 S) to Banbury Dr (1800 W), turn north in to subdivision, east on 1375 S, north on 1650 W. Home is in the northwest corner of the cul de sac, facing east. You can also access the home off of 2000 W, turning in to the community at 1350 S. <img src="http://www.epropertysites.com/images/blank.gif" height="10" width="1"> <b>Features List</b> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"> <li>Syracuse Elementary </li> <li>Syracuse Jr High </li> <li>Syracuse High School <img src="http://www.epropertysites.com/images/blank.gif" height="5" width="1"> <img src="http://www.epropertysites.com/images/eh.gif"> Equal Housing Opportunity. RE/MAX Masters : 3636 N 2900 E - Layton UT 84040 : 800-977-7835 </li></b></b></b></b></b></b></b></b></b></b> </div> <div class="agent_signature"> <p><a href="http://www.facebook.com/kim.novak.remax"><span><span>Facebook</span></span></a><span><span> </span></span><a href="http://www.twitter.com/kimnovakremax"><span><span>Twitter</span></span></a><span><span> </span></span><a href="http://www.linkedin.com/in/kimnovakremax"><span><span>LinkedIn</span></span></a></p> <p><span><span>Knowledgeable & Professional Representation ... Aggressive Negotiation</span></span></p> <p><span><span> Kim Novak is a Realtor® and Broker Associate with RE/MAX Masters in Salt Lake City and Layton, Utah. Licensed in 1995, Kim has closed over 500 sales during her full time real estate career and achieved industry recognition as a Lifetime SalesMaster and member of the RE/MAX Hall of Fame. She holds a BSBA with an emphasis in Sales & Marketing and has achieved the following designations/certifications: </span></span></p> <p><a href="http://rebac.net/abr_vs_buyers_rep.cfm"><span><span>ABR:</span></span></a><span><span> Accredited Buyer Representative, </span></span><a href="http://www.realtor.org/government_affairs/diversity"><span><span>AHWD:</span></span></a><span><span> At Home with Diversity, </span></span><a href="http://www.cdpe.com/what-is-a-cdpe.html"><span><span>CDPE:</span></span></a><span><span> Certified Distressed Property Expert, </span></span><a href="http://assetplanusa.com/"><span><span>CHS:</span></span></a><span><span> Certified HAFA Specialist, </span></span><a href="http://www.crs.com/"><span><span>CRS:</span></span></a><span><span> Certified Residential Specialist, CSP: Certified New Home Sales Professional, </span></span><a href="http://www.epronar.com/about_epro.cfm"><span><span>ePRO:</span></span></a><span><span> Internet Professional, </span></span><a href="http://utahrealtors.com/programs-and-events/graduate-realtor-institute/"><span><span>GRI:</span></span></a><span><span> Graduate of the Realtor® Institute, </span></span><a href="http://www.realtorsfr.org/"><span><span>SFR:</span></span></a><span><span> Short Sale & Foreclosure Resource, </span></span><a href="http://www.seniorsrealestate.com/"><span><span>SRES:</span></span></a><span><span> Seniors Real Estate Specialist</span></span></p> </div> Kim Novak, REALTOR® (RE/MAX Masters) Sun, 01 Aug 2010 20:15:34 -0400 http://utahrealestatebykimnovak.com/post/1775675/sold-rambler-style-home-for-sale-1298-s-1650-w-syracuse-ut-84075 http://utahrealestatebykimnovak.com/post/1532967/sold-horse-property-home-for-sale-at-2742-n-5150-w-plain-city-ut-84404-parkvale-community SOLD!!! Horse Property! Home for Sale at 2742 N 5150 W, Plain City, UT 84404 ... Parkvale Community <div> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"><br> <img src="http://www.epropertysites.com/images/blank.gif" height="50" width="100"><br> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"><br> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"><br> <div>2742 N 5150 W</div> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="20"> <div>Plain City, UT 84404</div> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="20"> <div>Rural Horse Property in Northwest Weber County</div> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="20"> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"><br> <a href="http://2742n5150wplaincity.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Home</a> <a href="http://2742n5150wplaincity.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Photo Gallery</a> <a href="http://2742n5150wplaincity.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Virtual Tour</a> <a href="http://2742n5150wplaincity.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Property Map</a> <a href="http://2742n5150wplaincity.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Payment Info</a> <a href="http://2742n5150wplaincity.ePropertySites.com"> <img src="http://www.epropertysites.com/images/point_cl.gif">Request Showing</a> <a href="http://2742n5150wplaincity.ePropertySites.com/contact.htm"> <img src="http://www.epropertysites.com/images/point_cl.gif">Contact Me</a> <img src="http://www.epropertysites.com/images/blank.gif" height="20" width="1"> <img src="http://www.epropertysites.com/images/blank.gif" height="20" width="1"><br> <img src="http://www.epropertysites.com/usr/12/56/07/75/33/1256077533.jpg"><br> <b>Kim Novak, BSBA, ABR, CDPE, CRS, CSP, ePRO, SRES</b><br> <div>Lic# 5459481-AB00</div> <br> <img src="http://www.epropertysites.com/images/blank.gif" height="5" width="1"><br> Office:800-977-7835 Mobile:801-726-1443 Website:<a href="http://www.utahhouseandhome.com">Visit Website</a> <br><img src="http://www.epropertysites.com/images/blank150.gif" height="1" width="150"><br> <b>Price</b> <b>: $215,000 <b>Bedrooms</b> <b>: 3 <b>Bathrooms</b> <b>: 2 <b>Square Foot</b> <b>: 1,456 <b>Lot Size</b> <b>: 40,075 <b>County</b> <b>: Weber <b>Property Type</b> <b>: Detached <b>Year Built</b> <b>: 1984 <b>MLS Number</b> <b>: 938603 <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="5"> <img src="http://www.epropertysites.com/images/blank.gif" height="8" width="1"><br> <img src="http://www.epropertysites.com/usr/12/56/07/75/33/1268007299craigs.jpg" width="300"><img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"><br> <img src="http://www.epropertysites.com/images/blank.gif" height="3" width="1"><br> <a href="http://2742n5150wplaincity.ePropertySites.com">click for more information and pictures</a><br> <img src="http://www.epropertysites.com/images/blank.gif" height="3" width="1"><br> <b>Property Description</b> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"> West facing home with lots of windows natural light. Kitchen with stainless appliances. Updated master bath with cultured marble .Decks off master bedroom & family room. Driveway access to garage storage barn with 3 bays and 2 door access + 2 stalls. Back pasture is fenced & has water for livestock.<br><br>Property Features<br><br> * Single Family Property<br> * County: WEBER<br> * Year Built: 1984<br> * 3 total bedroom(s)<br> * 2 total bath(s)<br> * Approximately 1456 sq. ft.<br> * Single level<br> * Style: Conventional, Rambler/ranch<br> * Updated Kitchen with stainless appliances<br> * 2 fireplaces - one wood stove, one pellet stove<br> * Fireplace features: Fireplace Equipment, Fireplace Insert<br> * 4 or more car garage<br> * Attached parking<br> * RV/boat parking<br> * Heating features: Forced air, Gas/Central, Propane, Wood stove, Wood stove<br> * Exterior construction: Aluminum/vinyl siding, Brick<br> * Roofing: Asphalt shingle<br> * Horse(s) allowed<br> * View of the Wasatch Front<br> * Hill/mountain view<br> * Approximately 0.92 acre(s)<br> * Lot size is between 1/2 and 1 acre<br> * School District: Weber<br> * Elementary School: Plain City<br> * Jr. High School: Wahlquist<br> * High School: Fremont<br><br>Interior Features<br>Swamp cooler, Electric laundry hookups, Insulated windows, Dishwasher, Disposal, Freestanding range/oven, Master bathroom, Updated kitchen, Vaulted ceiling, Ceiling fan(s), Range, Refrigerator, Water softener, Window treatments, Workshop<br><br>Exterior Features<br>Barn, Deck, Horse Property, Patio, Porch, Automatic garage door, Detached parking, Satellite dish, Storage/out-building(s), Landscaping, Trees, Fenced, Landscape sprinklers, Level lot, Secluded yard, Patio, Septic sewer system <img src="http://www.epropertysites.com/images/blank.gif" height="10" width="1"> <b>Features List</b> <img src="http://www.epropertysites.com/images/blank.gif" height="1" width="1"> <li>Plain City Elem </li> <li>Wahlquist Jr High </li> <li>Fremont HS <img src="http://www.epropertysites.com/images/blank.gif" height="5" width="1"> <img src="http://www.epropertysites.com/images/eh.gif"> Equal Housing Opportunity. RE/MAX Masters : 3636 N. 2900 East - Layton UT 84040 : 800-977-7835 </li></b></b></b></b></b></b></b></b></b> </div> <div class="agent_signature"> <p><a href="http://www.facebook.com/kim.novak.remax"><span><span>Facebook</span></span></a><span><span> </span></span><a href="http://www.twitter.com/kimnovakremax"><span><span>Twitter</span></span></a><span><span> </span></span><a href="http://www.linkedin.com/in/kimnovakremax"><span><span>LinkedIn</span></span></a></p> <p><span><span>Knowledgeable & Professional Representation ... Aggressive Negotiation</span></span></p> <p><span><span> Kim Novak is a Realtor® and Broker Associate with RE/MAX Masters in Salt Lake City and Layton, Utah. Licensed in 1995, Kim has closed over 500 sales during her full time real estate career and achieved industry recognition as a Lifetime SalesMaster and member of the RE/MAX Hall of Fame. She holds a BSBA with an emphasis in Sales & Marketing and has achieved the following designations/certifications: </span></span></p> <p><a href="http://rebac.net/abr_vs_buyers_rep.cfm"><span><span>ABR:</span></span></a><span><span> Accredited Buyer Representative, </span></span><a href="http://www.realtor.org/government_affairs/diversity"><span><span>AHWD:</span></span></a><span><span> At Home with Diversity, </span></span><a href="http://www.cdpe.com/what-is-a-cdpe.html"><span><span>CDPE:</span></span></a><span><span> Certified Distressed Property Expert, </span></span><a href="http://assetplanusa.com/"><span><span>CHS:</span></span></a><span><span> Certified HAFA Specialist, </span></span><a href="http://www.crs.com/"><span><span>CRS:</span></span></a><span><span> Certified Residential Specialist, CSP: Certified New Home Sales Professional, </span></span><a href="http://www.epronar.com/about_epro.cfm"><span><span>ePRO:</span></span></a><span><span> Internet Professional, </span></span><a href="http://utahrealtors.com/programs-and-events/graduate-realtor-institute/"><span><span>GRI:</span></span></a><span><span> Graduate of the Realtor® Institute, </span></span><a href="http://www.realtorsfr.org/"><span><span>SFR:</span></span></a><span><span> Short Sale & Foreclosure Resource, </span></span><a href="http://www.seniorsrealestate.com/"><span><span>SRES:</span></span></a><span><span> Seniors Real Estate Specialist</span></span></p> </div> Kim Novak, REALTOR® (RE/MAX Masters) Sun, 07 Mar 2010 20:03:02 -0500 http://utahrealestatebykimnovak.com/post/1532967/sold-horse-property-home-for-sale-at-2742-n-5150-w-plain-city-ut-84404-parkvale-community